1. Acceptance and Scope

These terms create a binding legal agreement between you (the user) and Blazeappzone. They apply to all visitors, registered users, and anyone accessing our content or services through any device or platform.

Our services are intended for individuals interested in learning financial modeling skills. We provide educational content, tutorials, and resources — but we're not offering financial advice or investment recommendations. You're responsible for how you apply what you learn.

2. User Responsibilities

Account Registration

When you create an account with us, you need to provide accurate information. Keep your login credentials secure — you're responsible for all activity that happens under your account. If you notice unauthorized access, let us know immediately at [email protected].

Acceptable Use

You agree to use our services appropriately. That means:

• Don't share your account access with others or try to access someone else's account
• Don't copy, distribute, or resell our educational content without permission
• Don't use our platform to spread malware, spam, or engage in illegal activities
• Don't attempt to reverse engineer, hack, or interfere with our systems
• Don't impersonate others or misrepresent your affiliation with any organization

We're building a community focused on learning. If your behavior disrupts that environment or violates these terms, we may suspend or terminate your access without refund.

3. Intellectual Property Rights

All content on blazeappzone.com — including text, graphics, videos, software, course materials, and design elements — is owned by Blazeappzone or our content partners. It's protected by copyright, trademark, and other intellectual property laws.

When you access our educational materials, you receive a limited, non-exclusive, non-transferable license to view and use the content for personal learning purposes only. This license doesn't allow you to download materials for redistribution, create derivative works, or use our content commercially without written permission.

4. Educational Content and Disclaimers

Nature of Our Services

Blazeappzone provides educational resources about financial modeling. We teach technical skills, analytical frameworks, and best practices. What we don't provide is personalized financial advice, investment recommendations, or guaranteed career outcomes.

Financial modeling is a professional skill with many applications. How you use these skills depends on your specific situation, goals, and professional context. We can't predict or guarantee specific results from applying what you learn.

No Employment Guarantees

While we design our courses to teach marketable skills, we don't promise specific employment outcomes, salary levels, or career advancement. The job market varies based on location, economic conditions, individual qualifications, and many other factors beyond our control.

Success stories or testimonials on our site represent individual experiences. Your results will depend on your effort, prior knowledge, market conditions, and how you apply the skills you learn.

Content Accuracy

We work to keep our educational content current and accurate. But financial markets, software tools, and industry practices change. Sometimes quickly. We update materials periodically, but we can't guarantee every detail remains current at all times.

If you notice outdated information or errors, please let us know. We appreciate user feedback and use it to improve our courses.

5. Payment and Refund Policy

Course Fees

Course prices are displayed in Thai Baht and include applicable taxes. Payment is required before accessing course materials. We accept major credit cards and other payment methods as indicated during checkout.

All fees are non-refundable except as specifically stated in our refund policy. If you purchase access to a course, you're committing to that purchase. Make sure you review course descriptions and prerequisites before enrolling.

Subscription Services

Some services may be offered on a subscription basis. These subscriptions automatically renew unless you cancel before the renewal date. You can manage your subscription through your account settings or by contacting support.

We'll notify you before charging for a renewal, but it's your responsibility to cancel if you don't want to continue. Partial refunds for unused subscription time aren't provided unless required by law.

6. Privacy and Data Protection

Your privacy matters. We collect and use personal information as described in our Privacy Policy. By using our services, you consent to our data practices as outlined in that policy.

We implement reasonable security measures to protect your information, but no system is completely secure. You accept the inherent risks of transmitting information over the internet.

If you're located in the European Union or other regions with specific data protection laws, additional rights may apply. Review our Privacy Policy for details about your rights and how to exercise them.

7. Third-Party Services and Links

Our website may contain links to third-party websites, tools, or services. We might integrate with external platforms for payment processing, video hosting, or other functionality. These third parties have their own terms and privacy policies.

We don't control third-party services and aren't responsible for their content, accuracy, or practices. When you interact with these services, you're subject to their terms. We recommend reviewing their policies before providing any information.

Including a link or integration doesn't mean we endorse that service or guarantee its quality. Use third-party resources at your own discretion.

8. Limitation of Liability

To the maximum extent permitted by law, Blazeappzone and its directors, employees, and partners shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our services.

This includes but isn't limited to loss of profits, data, or opportunities — even if we've been advised of the possibility of such damages. Some jurisdictions don't allow certain liability limitations, so these restrictions may not apply to you.

We provide our educational services on an "as is" and "as available" basis. We disclaim all warranties, whether express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement.

9. Indemnification

You agree to defend, indemnify, and hold harmless Blazeappzone from any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your use of our services, violation of these terms, or infringement of any intellectual property or other rights.

This means if your actions cause us legal problems or financial harm, you're responsible for the consequences. We'll notify you of any such claims and may participate in the defense at our expense.

10. Termination

We may suspend or terminate your access to our services at any time, with or without cause, with or without notice. Reasons for termination might include violation of these terms, fraudulent activity, or behavior that harms other users or our platform.

You can stop using our services at any time by closing your account. Some provisions of these terms (like intellectual property rights, disclaimers, and liability limitations) survive termination.

Upon termination, your right to access course materials ends immediately. We're not obligated to maintain or provide access to your account data after termination, though we may retain certain information as required by law.

11. Changes to Terms

We update these terms occasionally. When we make changes, we'll post the revised terms on this page and update the "Last Updated" date at the top.

For significant changes, we'll try to provide additional notice — maybe through email or a prominent announcement on our website. But it's your responsibility to review these terms periodically.

Continuing to use our services after changes take effect means you accept the new terms. If you don't agree with the changes, stop using our services.

12. Governing Law and Disputes

These terms are governed by the laws of Thailand, without regard to conflict of law principles. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts in Samut Prakan, Thailand.

If any provision of these terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full effect.

Before pursuing formal legal action, we encourage you to contact us to try resolving the issue informally. Many problems can be sorted out through direct communication.

13. General Provisions

These terms constitute the entire agreement between you and Blazeappzone regarding your use of our services. They supersede any prior agreements or understandings, whether written or oral.

Our failure to enforce any right or provision in these terms doesn't constitute a waiver of that right. If we don't act immediately on a violation, it doesn't mean we've given up our right to act later.

You can't transfer or assign your rights under these terms without our written consent. We can transfer our rights to any affiliate or successor without restriction.

Section headings in these terms are for convenience only and don't have legal effect. References to "including" mean "including but not limited to."